Instalment Payment

Buy Now, Pay Later | Instalment Payment Solution.

Enjoy instalment payments up to 3 months. Zero interest, zero hassle.

Time to own your favourite Effary Products !

Instant approval

Spending limit cap : RM4,099

Split your purchase into 3 months 0% Instalment

How is Atome different from bank credit cards?

Instant Approval

No Min. Spend to use Atome

Buy More - Pay Later

Find out more about Atome’s terms and condition here