Instalment Payment

Buy Now, Pay Later | Instalment Payment Solution.
Enjoy instalment payments up to 3 months. Zero interest, zero hassle.
Time to own your favourite Effary Products !
Instant approval |
Spending limit cap : RM4,099 |
Split your purchase into 3 months 0% Instalment |
How is Atome different from bank credit cards?



Find out more about Atome’s terms and condition here